Investment Return Calculator

Calculate Your
Investment Returns

COMPOUND PHASE · SIMPLE INCOME PHASE · MONTH-BY-MONTH DETAIL

Initial Amount · USD
Or enter custom amount
Plan Settings
Monthly Interest Rate (%)
Compounding Months
Income Phase Months
✦ Plan Summary
Initial Amount—
Monthly Rate—
Comp. Phase—
Income Phase—
After Compounding
—
—
Monthly Income
—
per month (income phase)
Total from Income Phase
—
—
Total Payout (Capital Not Returned)
—
—
✦ Balance Growth Chart
Hover over points to see month-by-month values
✦ Key Milestones
Compounding Phase Income Phase
✦ Detailed Month-by-Month Breakdown
✦ Month-by-Month Detail
Showing all months · Compounding phase in purple · Income phase in gold
Month Phase Opening Balance Interest/Income Closing Balance Cumulative Earned ROI % Growth
✦ Phase Summary
Phase Duration Opening Earned Closing
Note: Compounding-phase "Closing" is the balance carried forward (reinvested, not paid out). Income-phase and Total rows show actual cash payout only — the original capital is retained by the platform and is not returned to the investor.
✦ How It's Calculated
Compounding Phase
Balance × (1 + r)^n
Each Month (Comp)
Prev Balance × rate% added
Monthly Income
Final Balance × rate%
Total Income Phase
Monthly Income × months